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Download more policy information
Summer 2008 holidays (01/05/08 - 24/10/08)
Winter 2007/2008 (25/10/07-30/04/08)
TRAVEL INSURANCE SCHEME
for UK residents only.
This Travel Insurance Scheme has been arranged by Towergate Chase Parkinson and underwritten by Elvia Travel Insurance International N.V (Netherlands.
IMPORTANT INFORMATION
Unfortunately, space doesn’t permit us to show here the full terms, conditions and exclusions of insurance but a copy of the policy will be sent to you with your booking confirmation. However, under the Association of British Insurers Code of Practice, the insurers must draw your attention to important features of the insurance including:-
*POLICY DOCUMENT. A copy of the policy document will be sent to you. This document contains full details of what is and what is not covered and the conditions of the cover. We request that you read it carefully.
*CONDITIONS, EXCLUSIONS AND WARRANTIES. There are conditions and exclusions which apply to individual sections while general exclusions, conditions and warranties will apply to the whole of the policy.
*HEALTH. The policy contains restrictions regarding pre-existing medical problems of the people travelling and of other people upon whose health the holiday may depend.
*DANGEROUS SPORTS and PASTIMES. If you are going to take part in dangerous sports or pastimes where there is a high risk of injury, including water sports, check the policy covers you.
*PROPERTY CLAIMS. These are based on the value of the item at the time you loose them and not on a new for old or replacement value.
*POLICY LIMITS. Most sections of the policy have limits on the amount that will be paid under that section. Some sections also have specific limits for example, for any one item or valuables in total. You are advised to check the policy if you intend taking expensive items with you.
*POLICY EXCESS. Under some sections of the policy claims are subject to an excess, this means that the first part of the claim will not be paid.
*REASONABLE CARE. You need to take reasonable care to protect yourself and your property as you would if you were not insured.
Fraud; Your insurer may be recording details of claims on an anti-fraud register.
*COMPLAINTS. The policy contains a complaints procedure which tells you which steps to take if you wish to make a complaint. The policy is governed by English law unless you and the insurers have agreed otherwise.
*MONEY BACK GUARANTEE. If you are not satisfied with the terms and conditions of the policy, you can cancel the insurance provided it is done within 7 days of receipt of the certificate and prior to the commencement date of your holiday. A copy of the policy is available upon request from Chevron Air Holidays if you wish to read it before purchasing your insurance.
Your policy is governed by the law of England and Wales unless you and your insurers have agreed otherwise.
PREMIUMS: (25/10/07 - 24/10/08)
ADULTS (no age limit)
Up to 8 days:£35
Up to 15 days:£40
Up to 22 days:£45
7 days thereafter:£7
CHILDREN (under 12 years on travel date)
Up to 8 days:£17
Up to 15 days:£20
Up to 22 days:£22
7 days thereafter:£3
INFANTS(under 2 years on travel date)
no charge if parent/guardian has taken out insurance with us.
The above premiums are inclusive of Insurance Premium Tax (IPT) at the current rate of 17.5%. We reserve the right to amend the IPT if the government impose a different rate of IPT during the period of this brochure. Maximum period of insurance is 3 months.
SUMMARY OF COVER
LUGGAGE AND PERSONAL MONEY
Up to £1000 per person. Limit £150 on any one item. Limit £150 for jewellery, photographic equipment etc. Limit £200 money. Including up to £50 for purchase of necessities if you are deprived of your luggage for more than 24 hours due to delay or mis-direction in delivery of your own luggage by a carrier.
LOSS OF PASSPORT
Up to £100 per person for additional travel and/or accommodation costs incurred in securing a replacement passport.
MEDICAL EXPENSES
Up to £1,000,000 per person. Including 24 hour emergency medical services staffed by multilingual medical advisors who arrange emergency repatriation (by air ambulance if necessary) where it is considered advisable. Please note: inpatient hospital, clinic or nursing home expenses must be notified to the Emergency Medical Service and repatriation may only be authorised by the insurer of the 24 hour Emergency Medical Services.
CANCELLATION OF HOLIDAY
Up to the final invoice. Due to accident, illness or death of insured person, specified close relative (resident in UK) or travelling companion, or redundancy qualifying for payment under the Redundancy Payments Act.
CURTAILMENT AND HOSPITAL
Up to final invoice. Reimbursement of a pro rata amount of the total pre-travel and accommodation costs in the event of an agreed repatriation claim or hospitalisation abroad.
PERSONAL ACCIDENT
Up to £10,000 per person. Resulting in death, loss of eye(s), limb(s) or permanent total disablement.
PERSONAL LIABILITY
Up to £1,000,000 per person.
TRAVEL DELAY
If the flight on the first outward leg or first return leg of your holiday is delayed for 12 hours or more due to strike industrial action, adverse weather conditions or mechanical break down of the aircraft the insurers will pay:
Either (a) £20 for the first 12 hours and then £10 per 12 hours thereafter up to a maximum of £60 in all or (b) if the delay exceeding 12 hours occurs on the outward leg you may elect to cancel the entire holiday and claim reimbursement of the cancellation charge.
*EXCESSES
The policy carries a £50 excess per person (£100 for persons aged 65 or over) for each claim made under the Personal Luggage and Personal Money, Medical and other expenses, Cancellation, or Curtailment Charges and abandonment under the Departure Delay Section of the Policy. In respect of Deposits only claims the excess is £10.
*HEALTH WARRANTY
This insurance carries health restrictions, so you should inform Towergate Chase Parkinson of any medical conditions or material facts that may affect the Underwriters acceptance of your cover. Please therefore telephone Towergate Chase Parkinson on 01932 334 198 to inform them of anyone to be covered by this policy or any person upon whose health the trip depends:-
(a) Has a pre-existing or on-going medical condition;
(b) Is taking any prescribed medication;
(c ) Has or has had any condition still requiring periodic review;
(d) Is awaiting any tests, treatment, investigation, referral or results of same.
Failure to notify them may cause your circumstances to fall within a policy exclusion.
Queries
If you have any queries regarding this insurance, please contact Aon Travel, PO Box 565, Bridge Gate, Redhill, Surrey, RH1 1UD. Tel: 0845 673 2015 Fax: 0845 264 0068
Claims
Claims should be made to Towergate Chase Parkinson, P.O Box 416, West Byfleet, Surrey, KT14 7YE. Tel: 01932 334 196.
Download more policy information
Summer 2008 holidays (01/05/08 - 24/10/08)
Winter 2007/2008 (25/10/07-30/04/08)
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